New Jersey HARP 2.0 Mortgage Refinance
If you are underwater on your conforming conventional mortgage, you may qualify for a refinance without paying down principal or mortgage insurance through the Federal Government’s new HARP Refinance program.
NJ HARP 2.0 Refinancing is available to those who have a conventional loan backed by Fannie Mae or Freddie Mac, and who have a loan securitization date prior to June 1, 2009. Otherwise known as the Home Affordable Refinance Program, a New Jersey HARP refinance can help you get out from underwater on your conventional home loan.
HARP 2.0 Refinance in New Jersey
HARP 2.0 Refinancing in New Jersey is intended to help those who are not delinquent in their payments, but do currently owe more than the value of their home. It helps to reduce the overall monthly costs, and aid borrowers in attaining a stable, more affordable mortgage. You must be up date on your payments for the past 12 months in order to qualify for an NJ HARP 2.0 mortgage refinance.
HARP 2.0 Mortgage Refinance NJ Lender
Cornerstone Mortgage Group is proud to be a New Jersey HARP 2.0 Refinance Lender. If you are interested in finding out the current NJ HARP 2.0 refinance rates, please let us provide you with a quick and accurate quote on what a Harp refinance can offer your unique situation. As local NJ mortgage lenders, we have several home loan programs available to fit each individual’s unique needs, and can help you into the mortgage loan, and home, of your dreams.