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New Jersey FHA loans

 

New Jersey FHA Mortgage LoansIf you are a first time home buyer, have less than perfect credit, or need a low down payment for your home loan, a New Jersey FHA mortgage loan may be exactly what you need.

 

FHA mortgage loans are insured by the Federal Housing Administration (FHA) against default. This provides the mortgage lender with more security when funding a mortgage loan that has a low down payment or a borrower that has had a few credit issues in the past. With relaxed requirements, FHA eligibility is generally easier to get than a conventional mortgage.

 

FHA Home Loans in New Jersey

 

FHA home loans only cover single and multi-family properties. New Jersey is a state with generally higher home prices than a conforming conventional loan which is $417,500, and therefore offers mortgage loans up to $729,750 in many New Jersey counties for single family homes. For multi-family properties, NJ FHA loans can be for as much as $934,200 for a duplex, $1,129,250 for a tri-plex and $1,403,400 for a four-plex. With a low down payment minimum of 3.5% and generally low rates, getting an New Jersey FHA mortgage is and has been ideal for getting many people into their dream homes that otherwise would not have been able to purchase a home.

 

FHA Mortgage Lenders in NJ

 

Cornerstone Mortgage Group is proud to be a New Jersey FHA mortgage lender. If you are interested in finding out the current NJ FHA mortgage rates, please feel free to contact us to provide you with a quick and accurate quote on what an FHA mortgage can offer your unique situation. As local NJ mortgage lenders, we have several home loan programs available to fit each individuals unique needs, and can help you into the mortgage loan, and home, of your dreams.

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 1074084
www.nmlsconsumeraccess.org


Contact Us

180 Mount Airy Road, Suite 202
Basking Ridge, New Jersey 07920
Phone: 973-917-3158
bkordell@cornerstonemtggroup.com

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