Your Trusted Mortgage Broker in Bernards, NJ

Looking for a mortgage company in Bernards, NJ? Look no further than Cornerstone Mortgage Group, Inc. We offer a variety of mortgage options to help you find the right loan for your needs.

Cornerstone Mortgage Group, Inc is a licensed mortgage broker in the state of New Jersey. We are licensed by the New Jersey Department of Banking and Insurance, and we are committed to providing our clients with the best possible service. As a broker, we do not make any mortgage loan commitments or fund any mortgage loans ourselves. Instead, we arrange loans with third-party providers to help you find the best possible mortgage for your needs.

Highly Rated Leading Mortgage Brokers in Bernards, NJ

At Cornerstone Mortgage Group, Inc, we are proud to be recognized as one of the leading mortgage brokers in Bernards, NJ and it’s surrounding areas. Our experienced team is dedicated to providing our clients with personalized service and the best possible mortgage options. Let us help you find the perfect mortgage for your dream home in Bernards, NJ.

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Mortgage Rate Options in Bernards, NJ

We offer a range of mortgage rate options, including fixed-rate mortgages, adjustable-rate mortgages, interest-only mortgages, and graduated payment mortgages. Our experienced team can help you find the best mortgage rate option for your unique situation.

Fixed-rate Mortgage:

With a fixed-rate mortgage, your interest rate stays the same for the entire term of your loan. This option provides stability and predictability in your monthly payments, making it a popular choice among homeowners.

Adjustable-rate Mortgage:

An adjustable-rate mortgage (ARM) offers a lower initial interest rate that may increase or decrease over time based on market conditions. This option is ideal for those who plan to move or refinance in a few years.

Interest-only Mortgage:

With an interest-only mortgage, you only pay interest on the loan for a specific period. This can lower your monthly payments in the short term, but you will need to pay the principal eventually.

Graduated Payment Mortgage:

A graduated payment mortgage (GPM) starts with lower monthly payments that gradually increase over time. This option is ideal for those who expect their income to increase in the future.

Loan Program Options in Bernards, NJ

We also offer several loan program options, including FHA home loans, VA loans, USDA loans, and jumbo loans. Whether you're a first-time homebuyer or looking to refinance, we have a loan program to fit your needs.

FHA Home Loan:

An FHA home loan is a government- backed loan that requires a lower down payment and has more flexible credit requirements. This option is ideal for first- time homebuyers or those with lower credit scores.

VA Loans:

VA loans are designed for active-duty military personnel, veterans, and their families. This option offers competitive interest rates and requires no down payment.

USDA Loans:

USDA loans are designed for those purchasing homes in rural areas. This option offers 100% financing and low-interest rates.

Jumbo Loans:

Jumbo loans are for those purchasing homes that exceed the conventional loan limits. This option offers flexible terms and competitive interest rates.

Exceptional Customer Service as the Bernards, NJ residents say!

At Cornerstone Mortgage Group, Inc, we take pride in our commitment to providing exceptional service to our clients. Our dedication to customer satisfaction has earned us a 5-star rating on both Google and Zillow by residents of New Jersey. Our team of experienced mortgage brokers works tirelessly to ensure that our clients receive personalized attention and the best possible mortgage options. You can trust us to help you find the perfect mortgage for your needs.

What our customers say
reviews
5.0
(109)
Ryan Ellis
Ryan Ellis
7 days ago
Brian made the process so easy! It was like clockwork. This was the least stressful mortgage experience we have ever had. Brian was very kind and delivered on time! If I could afford another house I would work with him tomorrow! Thank you Brian!!
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Joel Mieses
Joel Mieses
1 month ago
I had the pleasure of working with Brian during a very difficult buyers market, volatile interest rates, and through several rejected purchase offers. Brian helped navigate me through a tumultuous situation on a cancelled contract and ultimately delivered for me as I closed on a new home in June 2024. I found Brian and his team to be professional, available, and worked well with my realtor, attorney, and title company. I highly recommend working with Brian and his team at Cornerstone Mortgage
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Lisa Wilson
Lisa Wilson
1 month ago
Brian Was amazing from beginning to end. He was available to answer all of my questions and my deal closed as scheduled. The entire process was seamless. I will be back for my next deal. Thanks Cornerstone.
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Perfumity Hiring
Perfumity Hiring
2 months ago
I recently worked with Cornerstone for my mortgage, and I couldn't be happier with the experience. From the initial application to the closing, everything was handled with professionalism and efficiency. The team communicated clearly at every step, addressing any questions or concerns promptly. Their competitive rates and flexible mortgage options allowed me to find the perfect fit for my financial goals. The online platform made it easy to track progress and upload documents, adding convenience to the process. Overall, I highly recommend Cornerstone for anyone looking for a smooth and reliable mortgage experience!
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Chineye Banite
Chineye Banite
3 months ago
I'm so thankful to the Conrnerstone team for their excellence support! And super excited to share with you folks that with the help and strong support of this excellent, very intuitive human @ Mr. Nwandu we were able to secure a loan. The best team!!! To be on your side.
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Felix Izquierdo
Felix Izquierdo
5 months ago
Great experience buying my first home. Brian Kordell was attentive, informative and flexible. Showed a lot of patience, I would definitely buy my second home with him.
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Brandon Ruetsch
Brandon Ruetsch
5 months ago
Brian and his team were great and extra communicative throughout the whole process. We had a very tight timeline to close and they made it happen in a month. If you ever need a mortgage I’d recommend Brian and the team to anyone.
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javier saula
javier saula
5 months ago
I really have an amazing experience with these guys. They’re very helpful, we recommend Cornerstone mortgage group, thank you again for help me with my house 🏡
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Nicole Henriquez
Nicole Henriquez
5 months ago
Brian Kordell and Maruk, Cornerstone Mortgage It is not so often that I write reviews, but I am trying to get better at that because when you meet people like Brian and Maruk, their amazing service and assistance MUST be recognized. Even though I never meet Brian in-person, I was able to immediately form a trust with him due to his constant reassurance and explanation of mortgage, interest rates, loan terminology, etc. Brian was ALWAYS one email away and responded so quickly and informatively. During the process of buying a house, Brian and Maruk reassured me that they will get everything done as quickly as possible to make sure we are CLEARED TO CLOSE. I’ve heard so many horror stories about clients trying to get cleared to close. however, Brian handheld us through the entire process and made sure we got every step done and documentation submitted. As a first-time home buyer, I will ALWAYS refer to Brian and Maruk for any future endeavors! This is a team I trust and will happily recommend to any family and friends. Brian and Maruk, Thank you so much for getting us CLEARED TO CLOSE so fast. This process was executed seamlessly, with no mistakes at all! My closing day is something I will never forget thanks to your team. You guys made and it happen for us, and we are FINALLY homeowners. If i had to redo this process again, I would choose your team over and over again. Thank you for helping my dream come true of having me dream home <3
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J
J
6 months ago
Brian got me a mortgage for my new house and I'm gratefull for that.
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Google
It was a blessing to meet Brian Kordell, whom my realtor recommended for purchasing my new house. The process hit no road blocks. Brian explained everything in clear and simple language. He did exactly what he said and did it right. Great experience!
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Keedah Babb
Keedah Babb
8 months ago
The webinar was packed with useful information. Brian did an ammazing job! I feel confident in starting my journey to homeownership with Cornerstone.
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What our customers say
Cornerstone Mortgage Group
5.0
reviews
5.0
(95)
lolairis1983
October 20, 2022
Professional Experience
recently worked with Brian for my mortgage loan. He was recommended to me by my cousin Mabel . From the beginning he has shown exemplary professionalism in handling my loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home. I could not have done this without him. I highly recommend and his company to my friends. I have made another friend for life!”
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rainestorm91
August 9, 2022
I'M SO HAPPY WITH THE PURCHASE OF MY 1ST HOME!!!
I am glad that I chose Cornerstone Mortgage Group and got to work with Brian Kordell as my lender. He is very detailed in explaining every step. He never made me feel like any of the questions that I asked were dumb. He walked through just as polite as he could've been. The process was fast and easier than I thought. It took about 6weeks. And now WE ARE BRAND NEW HOMEOWNERS.... THANKS BRIAN YOU ROCK❤
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Kess-Ann Grant
August 2, 2022
A Pleasant Home Buying Experience
I recently purchased my first home and was able to secure my mortgage through the help of Cornerstone Mortgage Group. As a first-time home buyer, I was so nervous about the process but Brian is an excellent broker to work with, which made the experience essentially painless. He was able to get me a great interest rate (especially given the current market) and was very prompt in sharing relevant information as well as explaining the steps I needed to take to move the process along. I didn't have to stress about the process at all, and I appreciated his diligence and timely correspondence. He's also very personable and easy to talk to, which goes a long way when you're making one of the biggest purchases in your life. I definitely recommend Cornerstone Mortgage group to anyone looking to purchase a home and I personally plan to use them again for future refinancing opportunities.
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angieleadst3
July 25, 2022
Brian Kordell Saved the Day!!!
I had a terrible experience with a contractor that ruined my home during a renovation project. The contractor demolished my kitchen, swindled my money and left me without a kitchen for over a year in the Spring of 2021. In the Fall of 202, I was advised to do a Rehabilitation/Renovation Loan to get my home back in order. I contacted the original lender of my 1st home equity loan, but that company could not help me with rectifying the problem. I contacted another mortgage company, but they were unable to get me through the process of securing the funds I needed to be made whole again. In January of 2022, a referral was made to Brian Kordell and Cornerstone Mortgage. I followed through with the referral, and I was not disappointed! Brian and his team, meticulously went through every step with me. The team literally held my hand through the process, and I was able to close on a loan in April of 2022. Not only did the loan allow for the restoral of the renovation project, but also allowed for the renovation of my entire house! I can not thank Brian and his team enough for giving me the opportunity to restore my family home that has been apart of my life since the 1960's when my parents purchased it to raise their family. Brian not only saved my home, he saved my childhood memories. Thank you
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Anyelis Diaz
June 7, 2022
Excellent lender
Brian demonstrated great amount of knowledge and experience throughout the entire process. He was honest, fair, and patient with me. He replied to my emails in a timely manner, sometimes within seconds with clear and concise answers. I am very thankful and grateful. I highly and strongly recommend Brian and his team.
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Frank Boseman
June 7, 2022
The Lender are definitely team players
The whole team are great everyone did a amazing job working with me during the stressful moments. I appreciate the whole team for their efforts and hard work for getting this deal done. I thank the team a bunch.
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MILENKO POPOVIC
May 13, 2022
Cornerstone Mortgage Group, Inc
Brian is a true professional and trusted to work with. The process was very smooth and I would highly recommend Brian Kordell and Cornerstone Mortgage Group, Inc.
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Sarmad
May 1, 2022
Excellent
Thank you for the excellent service, provided with professionalism, recommending everyone to work with you guys making the mortgage process easy and fast, thank you again
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Daniel Perez
March 23, 2022
Brian Kordell
Brian did an exceptional job with my refi. The process was quick and seamless. In addition he found me a great rate. I would recommend Brian for any of your mortgage needs.
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william garcia
February 18, 2022
Always available and helpful
Brian came recommended to me by my Real Estate agent and I have to say I am really glad Intook her advice. Brian was very helpful as I needed a lot of help getting all my documents in to the loan processor. Brian was absolutely the difference in getting me to close on time.
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Andrea
February 13, 2022
Great
Brian was so helpful and knowledgeable. He really helped us through the whole process and made it so easy. I would definitely recommend working with him especially as first time home buyer.
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suetarab
February 4, 2022
BEST LENDER EVER!!
Easiest refi we have ever done! Brian Kordell & his team are a pleasure to work with! Excellent communication, quick turnaround & got us the best rate! Have referred them & will always use them for all our transactions!
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Mortgage Calculators and Learning Resources for Bernards, NJ Residents

At Cornerstone Mortgage Group, Inc, we firmly believe in the power of knowledge. To help you navigate the mortgage process and make well-informed decisions, we offer a range of mortgage calculators and educational resources. Our mortgage calculators cover important topics such as income requirements, interest rates, affordability, tax benefits, and more. They include:

Dive into the world of mortgages and gain a comprehensive understanding of common mortgage terms, including the following:

By exploring these key concepts, you'll be better equipped to navigate the mortgage process with confidence and make informed decisions about your home financing options. Click here to visit our Mortgage Basicssection.

If you're interested in learning more about our mortgage options in Bernards, NJ or have any questions, please don't hesitate to contact us. You can reach us at (973) 917-3158 or send us a fax at (888) 241-5805. You can also email us at bkordell@cornerstonemtggroup.com.

Our experienced mortgage brokers in Bernards, NJ are ready to assist you with your mortgage needs and help you achieve your financial goals.