Pre-Commitment Letter

Cornerstone Mortgage Group, a leading mortgage company in New Jersey offers premier mortgage services. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house.

At Cornerstone Mortgage Group, we understand that the current real estate market can be challenging for buyers, with limited homes for sale. That's why we offer a solution to help our real estate partners stand out and secure their dream homes. We provide a pre-commitment letter or a TBD (To Be Determined) underwriting approval that takes the prospective buyer's qualification to the next level.

With our pre-commitment letter, the buyer is fully underwritten and approved, subject to the contract of sale, appraisal, and title. This level of approval is a step below a cash offer, making it an excellent option for buyers who need financing. By using our pre-commitment letter, your client's offer is more likely to stand out in the competitive real estate market.

Our TBD underwriting approval is a thorough process that ensures the buyer's financial capability to purchase a home. It eliminates any surprises during the home buying process and makes the transaction more efficient. When the buyer is ready to make an offer, they can present the pre-commitment letter, which indicates their financial capacity to close the deal.

Our pre-commitment letter and TBD underwriting approval are designed to help you and your clients in this challenging market. We want to make sure that your clients' offers are competitive and have the best chance of being accepted. Contact us today to learn more about how our pre-commitment letter and TBD underwriting approval can help your clients secure their dream homes.

Contact Cornerstone Mortgage Group today to get started with our pre-commitment letter or TBD underwriting approval and help your clients stand out in the competitive real estate market. Visit our website or check out our YouTube channel to learn more about our services.


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.