Non-Qualified Mortgage Loan Option

Cornerstone Mortgage Group, a leading mortgage company in New Jersey offers premier mortgage services. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house.

At Cornerstone Mortgage Group, we offer a unique program called the Second Chance Program through our non-qualified mortgage loan options. This program is specifically designed to help consumers who have experienced a major credit event, such as foreclosure, short sale, bankruptcy, or deed in lieu, to get a second chance at financing.

The Second Chance Program allows individuals to bypass the usual waiting periods required for traditional financing options. Unlike other programs that require months or even years of waiting, our program requires only a one-day waiting period after the credit event has occurred. This means that individuals can obtain financing quickly and easily, without having to wait for an extended period.

We understand that financial setbacks can happen to anyone, and we believe that everyone deserves a second chance. That's why we created the Second Chance Program. We want to help individuals who have experienced a credit event to get back on their feet and rebuild their financial lives.

At Cornerstone Mortgage Group, we are committed to helping our clients achieve their financial goals. Whether you are looking to purchase a new home or refinance an existing mortgage, we have the expertise and experience to guide you through the process. Our team of knowledgeable loan officers is here to answer any questions you may have and help you find the best financing options for your unique situation.

So if you have experienced a major credit event and are looking for a second chance at financing, contact us today to learn more about our Second Chance Program and how we can help you achieve your financial goals.


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.