Having trouble getting your client’s offer accepted?

Cornerstone Mortgage Group, a leading mortgage company in New Jersey offers premier mortgage services. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house.

If you're a real estate agent or mortgage broker, you know how frustrating it can be when your client's offer isn't accepted. After all the work you've put into finding the perfect property, it can be disheartening to see your client miss out because their financing falls short.

Fortunately, there's a solution: the pre-commitment letter. At Cornerstone Mortgage Group, we offer a pre-commitment letter that goes beyond the standard pre-qualification or pre-approval. With our pre-commitment letter, we take the qualification process a step further by fully underwriting the file. This means that when your client is ready to make an offer, they'll have a letter that stands out from the competition.

So, how does the pre-commitment letter work? It's simple. We'll gather all the necessary information from your client, including their income, assets, and credit history. We'll then submit their file for full underwriting, which means a mortgage underwriter will review the file and verify all the information. This process typically takes a few days, but it ensures that your client is truly qualified for the loan they need.

Once the file has been fully underwritten, we'll issue a pre-commitment letter. This letter tells the seller that your client is fully qualified for the loan they need and that there shouldn't be any issues with financing. This can give your client a significant advantage when it comes to making an offer, as sellers will be more likely to accept an offer from a buyer who has a pre-commitment letter.

If you're having trouble getting your client's offer accepted, the pre-commitment letter from Cornerstone Mortgage Group could be the solution you need. Contact us today to learn more about how we can help you and your clients succeed in the competitive real estate market.